Car Insurance Information Site
Don't Drop Your PIP to get Cheap Car Insurance |
 |
 |
 |
|
One of the most basic no-fault coverages in your automobile policy is your Personal Injury Protection (PIP). This covers you or any other person traveling in your vehicle for a minimum benefit per person for injuries, regardless who is at fault and this coverage may be optional. These benefits vary from state to state. One of the most basic no-fault coverages in your automobile policy is your Personal Injury Protection (PIP). This covers you or any other person traveling in your vehicle for a minimum benefit per person for injuries, regardless who is at fault and this coverage may be optional. These benefits vary from state to state. The list below are types of coverage that you may receive as part of typical personal injury protection coverage: 1. Medical Expense Benefits. Hospital, medical, surgical, professional nursing, X-rays, ambulance, optometric, dental and prosthetic services are all included in you medical expense benefits. 2. Rehabilitation Expenses Benefit: This benefit includes charges for psychiatric, physical and occupational therapy, and rehabilitation. 3. Work Loss Benefit: Lost wages for a specific limit up to a specific time period following injury are included in you rehabilitation expense benefits. 4. Funeral Expense Benefit: This benefit covers all reasonable charges up to a specific amount for funeral services, including burial and cremation expenses. 5. Survivors Loss Benefit: Included in this benefit are payment to your dependents or surviving spouse up to a specific limit for a specific time period. It isn't advised to drop your PIP coverage to get cheap car insurance even if your personal medical coverage will cover you during an accident. Your personal medical coverage may change regarding how you will be covered in an auto accident. If you aren't aware of these changes or don't notify your auto insurance company of these changes you will not have any coverage for medical expenses due to an auto accident. About the Author: Joseph Welusz provides information to get the Best Insurance Quotes Online. This article and ohers can be found at QuoteMatcher.com to help you get the Best Insurance Quotes. |
| Useful Products for Car Insurance | |
|---|---|
|
| Search |
|---|
Copyright © 2008 by ArticleLine